The Gradient Investments

Buffered Index, Dual Directional and Designed Income Portfolio Offerings

The Gradient Investments Buffered Index and Dual Directional Buffered Index Portfolios utilize structured notes to create upside participation with downside protection against volatile markets.
The Gradient Investments Designed Income Portfolio utilizes structured notes to create a recurring income stream with a pre-determined level of downside principal protection.
CURRENT OFFERINGS

Offering #1: Buffered Index

  • Underwriter: UBS
  • Index (Indices): Lesser performing of S&P 500 & Dow Jones
  • Participation Rate: 100%
  • Cap: At least 13.50%
  • Principal Buffer: 100% principal protected
  • Execution Date: January 21, 2025
  • Maturity: 18 Months

Offering #2: Dual Directional Buffered Index

  • Underwriter: Barclays
  • Index (Indices): Lesser performing of S&P 500 & Dow Jones
  • Participation Rate: 100%
  • Cap: 41.00%
  • Principal Buffer: 15.00%
  • Execution Date: January 21, 2025
  • Maturity: 24 Months

Offering #3: Dual Directional Buffered Index

  • Underwriter: RBC
  • Index (Indices): S&P 500
  • Participation Rate: 100%
  • Cap: At least 22.00%
  • Principal Buffer: 15.00%
  • Execution Date: January 21, 2025
  • Maturity: 24 Months

Offering #4: Designed Income

  • Underwriter: Bank of America
  • Index (Indices): Lesser performing: S&P 500, Dow Jones, & Nasdaq 100
  • Annualized Coupon: At least 7.35% (Paid Monthly)
  • Coupon Barrier: 40.00%
  • Principal Barrier: 40.00%
  • Execution Date: January 21, 2024
  • Maturity: 36 Months
  • Call Provision: Underwriter callable after 1 year

Offering #5: Designed Income

  • Underwriter: Bank of America
  • Index (Indices): Lesser performing: S&P 500, Dow Jones, & Nasdaq 100
  • Annualized Coupon: At least 9.25% (Paid Quarterly)
  • Coupon Barrier: 25.00%
  • Principal Barrier: 25.00%
  • Execution Date: January 21, 2024
  • Maturity: 36 Months
  • Call Provision: Underwriter callable after 1 year

Funding Deadline is January 16, 2025

Complimentary Guide

Download Gradient Investment's Buffered Index Portfolio insert to learn more.